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Remortgages
It is estimated, that as many as 4 out of 5 mortgage borrowers are paying too much for their mortgage, especially if the mortgage has been held for over four years. By applying today, you could, typically, save thousands over the life of your mortgage.
Whenever mortgage interest rates fluctuate, it's time to consider a remortgage. Competition among lenders for your business, will usually ensure that competitive products are there to be had.
Remember it would be very unusual for your existing lender to inform you of a better mortgage. Yet, if you were to apply to them as a new borrower, you would almost certainly be offered a mortgage with a better rate (and less monthly outgoing) from the one you presently hold through them. Not only that, but if you widened your search beyond your present lender, you may well be able to achieve an even better deal with a greater saving.
This is why, when considering a remortgage, you should seek out totally impartial advice by using an independent service such as this.
Just call us to speak to a mortgage adviser - this service is free and entails no obligation on your part. And if a free expert review of every mortgage product in the UK does not result in a better, cheaper mortgage for you (even taking into account any tie-in or penalty costs attached to your present mortgage) you'll be told just that. Then at least you'll know that the deal you have is the right one for you!
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