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The following questions are often asked. The answers given here, should provide you with the information that you need to decide upon your loan application.

However, it is fully realised that everybody's circumstances are different and that you may have a question that is not listed. This is why, unlike many online organisations, we actively encourage you to pick up the phone and call a qualified adviser. They are there to help you reach the right decision and will try hard to answer your every query. They really do know their stuff and will be of great assistance to you in achieving the home owner loan that you want. The service that they provide is both impartial and free to you and carries no obligation on your part. Just call us for a personal one-to-one consultation.

What size loans are available?
£5,000 to £100,000 normally available for a maximum repayment term of 25 years. (Please refer to the repayment guide or call us for further information).

What can I use the loan for?
You can use the loan for any legal purpose including purchase of a car, time share, debt consolidation and home improvements, etc.

Can I repay my loan early?
Yes. All lenders allow early payment and either apply a sliding scale, or a rebate in accordance with the Consumer Credit Act.

What happens if I move house?
Lenders, upon application, may allow the loan to be transferred to the new property depending on your new financial circumstances and value of your new home.

Is there any loan insurance available?
It is strongly recommended that you take advantage of the Accident, Sickness and Unemployment insurance plans available with loans sourced through this service. These help provide peace of mind for what may be your second largest financial commitment after your house purchase.